http://ejurnal.uij.ac.id/index.php/jebi/issue/feed Jurnal Ekonomi dan Bisnis Islam (JEBI) 2022-09-26T11:03:51+07:00 Jurnal Ekonomi dan Bisnis Islam (JEBI) jurnaljebi17@gmail.com Open Journal Systems <p>Jurnal Ekonomi dan Bisnis Islam (JEBI) (P-ISSN: <a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1614659614&amp;1&amp;&amp;">2775-6920</a>/e-ISSN:<a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1614658686&amp;1&amp;&amp;">2775-9504</a>) published by the Faculty of Islamic Economics and Business, Islamic University of Jember which focuses on the study of Sharia Economics, Auditing, Business Management, Sharia Accounting, Public Finance, Management of Zakat, Infaq, Shodaqoh and Waqf, Entrepreneurship and Islamic Business, Islamic Economic Thought and Sharia Insurance. Jurnal Ekonomi dan Bisnis Islam (JEBI) is published 2 times every year, on March and September.</p> http://ejurnal.uij.ac.id/index.php/jebi/article/view/1584 Analisis Strategi Pengembangan UMKM Halal di Jember dalam Menghadapi Persaingan Pasar Nasional (Studi pada Peluang dan Tantangan) 2022-08-01T08:46:11+07:00 Bastomi Dani Umbara daniumbarabastomi@gmail.com ACHMAD FAQIH SUPANDI achfaqih795@gmail.com <p><em>Pembangunan industri usaha mikro, kecil dan menengah (UMKM) di Indonesia telah memberikan kontribusi besar dalam perekonomian nasional mulai dari ouput produksi, penyerapan tenaga kerja, sampai penghasil devisa Negara.</em></p> <p><em>Jenis penelitian yang diambil adalah kepustakaan (library research). Penelitian kepustakaan merupakan metode dengan melakukan pengumpulan berbagai data pustaka, membaca dan mencatat serta mengolah data tersebut sebagai bahan penelitian.</em></p> <p><em>Strategi yang digunakan oleh pelaku UMKM dalam menghadapi persaingan pasar global dan Nasional adalah dengan cara meningkatkan sertifikat halal pada produk yang dihasilkan, meningkatkan SDM UMKM halal, pengoptimalan tekhnologi yang modern dan tepat guna untuk dapat memenuhi stadarisasi UMKM halal dan memperkuat konsolidasi dan kordinasi dengan industry (hilirisasi) sehingga pelaku UMKM tersebut dapat bersaing dengan pasar global.</em></p> 2022-09-26T00:00:00+07:00 Copyright (c) 2022 Jurnal Ekonomi dan Bisnis Islam (JEBI) http://ejurnal.uij.ac.id/index.php/jebi/article/view/1636 Implementasi Strategi Pengembangan Koperasi Pesantren Sebagai Pusat Ekonomi Mandiri di Pesantren Al-Qodiri Jember 2022-09-07T09:42:10+07:00 Villatus Sholikhah villatus.sholikhah@gmail.com <p><em>This study aims to describe the implementation and evaluation stage of the Al-Qodiri Islamic Boarding School cooperative as a center for independent pesantren economic activities. In the implementation of the Al-Qodiri Islamic Boarding School cooperative development strategy, it turns out that not all can be implemented properly. So far, the strategy that has been implemented is to expand and strengthen the network of cooperation. However, in addition to the strategies that have been designed, sometimes the manager also applies strategies that have not been prepared previously because the implementation of strategies in the Al-Qodiri Jember Islamic boarding school cooperative is flexible in the sense that the strategies applied must be in accordance with the circumstances experienced at that time. Al-Qodiri Islamic Boarding School Cooperative conducts an evaluation process in two stages, namely process evaluation and result evaluation. Process evaluation is carried out once a month, precisely on sweet Fridays. While the annual results evaluation is almost the same as the monthly evaluation, only the form of reporting is within a year and a performance evaluation for one year as well as the evaluation of strategies that need to be improved or developed. The results of this evaluation are very useful for formulating strategies for the next period.</em></p> 2022-09-26T00:00:00+07:00 Copyright (c) 2022 Jurnal Ekonomi dan Bisnis Islam (JEBI) http://ejurnal.uij.ac.id/index.php/jebi/article/view/1465 Pengaruh Kinerja Keuangan terhadap Keputusan Investasi di Indonesia 2022-06-24T09:06:45+07:00 Ana Pratiwi anapratiwi@uinkhas.ac.id Fitriatul Muqmiroh fitriatul625@gmail.com <p><em>Perusahaan manufaktur merupakan perusahaan yang bergerak pada proses pengolahan bahan baku menjadi barang setengah jadi atau barang jadi yang nantinya dapat diolah kembali atau dipergunakan secara langsung oleh konsumen. Perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia (BEI) terbagi ke dalam tiga jenis yaitu sektor industri barang konsumsi, sektor industri dasar dan kimia, serta sektor aneka industri. Rumusan masalah dalam penelitian ini yaitu: 1). </em><em>Apakah Return On investment berpengaruh terhadap keputusan investasi? 2)Apakah Return On Asset berpengaruh terhadap keputusan investasi? 3).Apakah Rasio perputaran aset tetap berpengaruh terhadap keputusan investasi?</em><em>.</em><em>Penelitian ini bertujuan untuk mengetahui pengaruh Return On Investment, Return On Asset dan Perputaran aset tetap terhadap Return saham pada perusahaan Manufaktur. Sampel yang digunakan dalam penelitian adalah laporan keuangan perusahaan manufaktur tahun 2018-2020 dengan menggunakan metode purposive sampling.</em> <em>Metode dalam penelitian ini adalah penelitian kuantitatif sekunder. Metode</em> <em>analisis data menggunakan analisis regresi linear berganda. Berdasarkan hasil analisis menunjukkan bahwa : </em><em>Return On Investment </em><em>berpengaruh signifikan terhadap Return saham, Return On Asset tidak berpengaruh signifikan terhadap Return saham dan Perputaran aset tetap tidak berpengaruh signifikan terhadap Return saham.</em></p> <p> </p> 2022-09-26T00:00:00+07:00 Copyright (c) 2022 Jurnal Ekonomi dan Bisnis Islam (JEBI) http://ejurnal.uij.ac.id/index.php/jebi/article/view/1527 Pandangan Ekonomi Islam terhadap Pembulatan Timbangan pada Jasa Pengiriman Barang J&T Express 2022-07-08T15:36:38+07:00 depriando depriando depriando4@gmail.com Andriko andriko@iaincurup.ac.id <p><em>Di zaman yang serbah canggih saat ini, serta dengan adanya system pembelajaan secara online, sehingga dapat memudahkan kita sebagai manusia untuk melakukan tranksasi jual beli barang dengan jarak yang cukup jauh, baik itu di dalam negeri maupun luar negeri serta pengiriman nya juga telah banyak berbagai macam-macam cara seperti dengan adanya jasa-jasa seperti JNE, J&amp;T Sicepat, Cargo, dan lain-lainnya, sehingga hal itu mebuat kita lebih mudah untuk melakukan pengiriman barang, di dalam agama islampun melakukan transaksi jual beli sangat di perbolehkan dengan hukum-hukum serta syarat yang telah di tentukan, permasalahan yang di ambil penulis saat ini adalah adanya pembulatan berat barang yang menjadi penentu biaya pengiriman jasa barang tersebut dengan pembulatan timbangan ke atas maupun kebawah, analisis ini di lakukan untuk mengetahui mengapa hal ini di lakukan, serta untuk mengetahui bagaimana pandangan ekonomi islam dalam pembulatan biaya pengiriman barang, di sini penulis menggunakan metode pendekatan deskriptif kualitatif, yang dimana penelti melihat langsung bagaimana praktik kerja yang di lakukan, serta mengungkapkan nya secara fakta, dalam melakukan penelitian serta mencoba langsung untuk melakukan transaksi pengiriman barang.</em></p> 2022-09-26T00:00:00+07:00 Copyright (c) 2022 Jurnal Ekonomi dan Bisnis Islam (JEBI) http://ejurnal.uij.ac.id/index.php/jebi/article/view/1449 Pandangan Masyarakat Indonesia terhadap Lembaga Keuangan Syariah 2022-06-21T21:29:57+07:00 elza dwi aprilia Elzaaprilia2904@gmail.com <p><em>Some of elements in our society have responded the expansive development and growth of syariah banking contemptuously, moreover, among some moslems themselves.The contemptuous view of Islamic banking showed by people’s trust for Syari’ah Banking has been still relatively low. It shown by the moslem participation on investment and capital movement. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </em></p> <p><em>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Indeed, some of moslem intellectuals have criticized syariah banking, they considered of the transactions done by Islamic bankings, even, in contrary with its own-concept. In other words, it’s in compatible with syari’ah spirit. The contemptuous view can’t be separated from capitalism economic that’s been deeply rooted in our society. </em></p> <p><em>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Learning the problem surrounding syari’ah finance institution and some of its positive value, it’s urgently required for this institution to improve its profesionality, in order to arise its image, next in future it hopefully able to spread wider merciful benefit . The effort increasing profesionality have to more attention of the relationship between syari’ah finance institution and consumers, a commitment of continuous inovation and also a balanced consideration of decision maker research. </em></p> 2022-09-26T00:00:00+07:00 Copyright (c) 2022 Jurnal Ekonomi dan Bisnis Islam (JEBI) http://ejurnal.uij.ac.id/index.php/jebi/article/view/1529 Penetapan Margin dan Nisbah Bagi Hasil Pada Pembiayaan Mudharabah di Bank Syariah Indonesia 2022-08-23T14:11:17+07:00 Shery Sutra Lena Shery sherysutra22@gmail.com Muhammad Syarofi syarofi94@gmail.com <p><em>Sharia Bank is one of the financial institutions that provide services with sharia principles. In this case, Islamic banks refer to a system of banking activities that are consistent with sharia principles. Shari'a principles emphasize more on moral and ethical values ​​in all transactions carried out. Sharia prohibits the payment or receipt of interest charges or usury. There are various kinds of products offered by Islamic banking such as savings, financing, to various other service products. To understand this, through this research, the products offered by Islamic banks to avoid usury are formulated, namely Mudharabah products with a profit-sharing system. To implement the profit-sharing system, Islamic banks use two methods in determining the margin and ratio, namely profit-loss sharing and revenue-sharing methods.</em></p> <p><em>Keywords: Islamic Bank, Mudharabah Agreement, Margin and Ratio, Profit loss sharing, Revenue sharing.</em></p> 2022-09-26T00:00:00+07:00 Copyright (c) 2022 Jurnal Ekonomi dan Bisnis Islam (JEBI) http://ejurnal.uij.ac.id/index.php/jebi/article/view/1525 Analisis Penghimpunan Dana Bank Syariah Melalui Akad Mudharabah 2022-07-08T12:07:05+07:00 Dian Aprissa 08040420110@student.uinsby.ac.id Muhammad Yazid muhammadyazid02@gmail.com <p><em>Akad (commitment, decision or reinforcement) or agreement or agreement or transaction can be interpreted as a commitment that is framed by sharia values. In terms of Fiqh, in general, a contract means something that is someone's determination to carry out, both those that arise from one party, such as waqf, divorce, and oaths or those that arise from two parties, such as buying and selling, renting, wakalah and pawning. In particular, the contract means the relationship between ijab (statement of offer/transfer of ownership) and qabul (statement of acceptance of ownership) within the scope of what is implied and has an effect on something. Islamic banks are financial intermediary institutions that conduct funding by accepting various types of deposits from customers in the form of demand deposits, savings and deposits or investments. Current accounts can use wadiah yad amanah or qardh contracts. Savings deposits can use wadiah yad dhamanah, qardh and mudharabah mutlaqah. Meanwhile, deposits or investments can use mudharabah mutlaqah or mudharabah muqayyadah contracts.</em></p> 2022-09-26T00:00:00+07:00 Copyright (c) 2022 Jurnal Ekonomi dan Bisnis Islam (JEBI) http://ejurnal.uij.ac.id/index.php/jebi/article/view/1604 Motivasi Konsumsi Sayuran pada Santri Pondok Pesantren Al-Imdad 2022-08-20T10:16:07+07:00 liya hidayatun liya.agb17@student.unu-jogja.ac.id Nurul Salehawati nurulsalehawati@unu-jogja.ac.id <p><em>This study aims to identify the motivation for vegetable consumption and the close relationship between motivation and vegetable consumption in the students of Al-Imdad Islamic Boarding School. The research method used is descriptive quantitative (purposive proportional random sampling) with a questionnaire. The respondents used were 100 students. The data analysis technique used is Spearman rank correlation. The results of this study explain that students' motivation in consuming vegetables has two variables, namely the rational variable on the availability indicator with the highest percentage of 47% agreeing and 44% strongly agreeing. Emotional variables with practical indicators have the highest percentage of 39% agree and 47% strongly agree. The most dominating student motivation among the two is the rational variable motivation. The results of the test of the close relationship between the two motivational and consumption variables show that the motivational variable has a fairly high correlation with vegetable consumption. This is evidenced by the results of the Spearman rank correlation test / calculated r value for each indicator that exceeds the predetermined correlation coefficient criterion value. The rho value of the rational variable on the availability indicator = 0.324, preference = 0.328, pocket money = 0.114, fast food or vegetables = 0.530, the influence of friends = 0.276, mass media = 0.358, nutritional knowledge = 0.317, which means that each indicator of the rational variable has a significant relationship with vegetable consumption except for the pocket money indicator, namely 0.114 which has a low relationship. The results of the Spearman rank correlation test on the emotional variable obtained the rho value on the recognition indicator = 0.380, pride = 0.399, comfort = 0.058, health = 0.351, security = 0.375, and practicality = 0.347. It can be concluded that each indicator has a significant relationship with students' vegetable consumption. Except for the comfort indicator, namely 0.058 which has a low relationship</em><em>.</em></p> 2022-09-26T00:00:00+07:00 Copyright (c) 2022 Jurnal Ekonomi dan Bisnis Islam (JEBI)