Penguatan Literasi Keuangan Syariah melalui Pendampingan Keluarga Santri di Yayasan An-Nur Dili Timor Leste
DOI:
https://doi.org/10.56013/jak.v6i2.5338Keywords:
Financial Literacy, Economic Welfare, Santri FamiliesAbstract
The low level of financial literacy among the families of boarding school students is one of the factors affecting household economic well-being, particularly within religious-based educational communities. The families of boarding school students at the An-Nur Foundation in Dili, Timor-Leste, mostly come from lower-middle-class economic backgrounds and lack an adequate understanding of how to manage household finances in a planned and sustainable manner. This community service activity aims to strengthen Sharia-based financial literacy as an effort to improve the economic well-being of the families of students at the An-Nur Dili Foundation. The implementation methods used include partner needs analysis, socialization of Sharia financial literacy, family financial management training, mentoring on simple financial record-keeping practices, as well as monitoring and evaluation. The results of the activity indicate an increase in participants’ understanding of the basic concepts of financial literacy, their ability to prepare household budgets, and their awareness of applying Sharia financial principles in daily life. Additionally, evaluation results show an average increase in participants’ understanding from 51.2 on the pre-test to 78.3 on the post-test following the completion of training and guidance. This mentoring program has a positive impact on changing the financial behavior of students’ families, making it more planned, organized, and oriented toward long-term well-being. It is hoped that this initiative can serve as a model for community service based on Islamic financial literacy that can be replicated in similar communities.
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